Social Links Widget

Click here to edit the Social Media Links settings. This text will not be visible on the front end.

Uncategorized • 21 October 2025

🏦 Bank of Canada Rate Forecast Update – October 2025

by Barbara Scarlett

🏦 Bank of Canada Rate Forecast Update – October 2025

The Bank of Canada continues its cautious approach to monetary easing as inflation remains above target but shows steady improvement. Analysts project the overnight lending rate to gradually decline through mid to late 2026, reflecting slowing economic growth and stabilizing core inflation.

📊 Key Highlights:

  • Current Policy Rate (October 2025): 4.25%

  • Projected Rate (End of 2025): 4.00%

  • Projected Rate (Mid-2026): 3.50%

  • Inflation expected to return near the 2% target by late 2026

  • GDP growth forecast remains below 1% through early 2026

💡 What This Means for Homeowners & Buyers:
Lower interest rates over the next 12–18 months could ease borrowing costs, improve mortgage affordability, and support a gradual rebound in housing demand across Ontario and the Niagara Region.

For Fort Erie and Niagara homebuyers, this forecast signals improving conditions for both first-time buyers and move-up purchasers heading into 2026.

#BankOfCanada #InterestRates #MortgageRates #NiagaraRealEstate #FortErieHomes #BarbaraScarlettBroker #ScarlettRealEstateGroup #Century21HeritageHouse #CanadianEconomy #RealEstateMarketUpdate #NiagaraRegion #FortErieLiving #HomeBuyingTips

Related Articles
Uncategorized Grateful and humbled 🖤   Grateful and humbled 🖤 Honoured to receive the Century 21 Outstanding Achievement – Award of Excellence for Q3 2025. Thank you to my amazing clients, colleagues, and community for your continued trust and support. 🙏✨ hashtag#GratefulHeart hashtag#Century21 hashtag#AwardOfExcellence hashtag#BarbaraScarlett hashtag#ScarlettRealEstateGroup hashtag#FortErieRealEstate hashtag#NiagaraRealEstate
Uncategorized Just a short month ago…   Just a short month ago… I filmed this quick video while sitting on the back of my boat. 🚤 The air was warm, the docks still full, and fall was just beginning to hint at its arrival. Now, a few weeks later, the boat’s tucked away, the air is crisp, and the season has […]
Uncategorized It hit me mid-walk last night… how much beauty lives right here, in the ordinary.   It hit me mid-walk last night… how much beauty lives right here, in the ordinary. Blue and I went out for a walk. Nothing fancy — just the usual route. But everything around us felt… full.  One neighbour had a Halloween display lit up just right.  Another had a movie projected on the side […]

CENTURY 21 Heritage House Ltd. Brokerage

INFO & SERVICES

link to Century 21 Canada's facebook page Link to Century 21 Canada's Twitter page Link to Century 21 Canada's Instagram page link to Century 21 Canada's YouTube page

225 Garrison Road, Fort Erie, ON L2A1M8

(905) 871-2121

Find a Home

Careers

Terms & Conditions

Privacy Policy

Logo

Independently Owned and Operated. ®/™ trademarks owned by Century 21 Real Estate LLC used under license or authorized sub-license. © 2020 Century 21 Canada Limited Partnership © 2020 Century 21 Canada Limited Partnership

The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system. The trademarks REALTOR ® , REALTORS ® and the REALTOR ® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license. This listing content provided by REALTOR.ca has been licensed by REALTOR® members of The Canadian Real Estate Association. Not intended to solicit properties currently listed for sale or buyers under contract.

Century 21 Canada Limited Partnership currently has franchise opportunities available in select markets across Canada. The intent of this communication is for informational purposes only and is not intended to be a solicitation to anyone under contract with another real estate brokerage operation. This e-mail message contains confidential information intended only for the use of the individual or entity named above. Any unauthorized use or disclosure is strictly prohibited. If you have received this communication in error please immediately delete the e-mail and either notify the sender at the above e-mail address or by telephone.

© 2021 MoxiWorks