Uncategorized • 8 March 2025

CURRENT MORTGAGE RATES NOW IN!

by Barbara Scarlett

Here is the Centum Mortgage Rates
at end of February, 2025

The 5-yr fixed high ratio 3.99% – 5.25%

The 5-yr variable high ratio: 4.35% – 5.65%

The 5-year fixed uninsurable: 4.54% – 6.89%

The Prime Rate is 5.20%
– Next Announcement March 12

NOTE: Rates shown are for “A” rated deals only and don’t apply for BFS, rentals, vacation homes, second home purchases. Rates may vary from Province to Province and are subject to change without notice.

Stress Test Qualifying Rate: Mortgage lenders use the greater of the qualifying rate (5.25%) or the contract rate plus 2 points.

Rates are Based On Approved Credit

May vary between geographic areas

Buying or Selling in 2025?

Reach out and let’s talk 905-329-2854.

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