Real Estate features • 19 July 2023

Affordable Semi ? Starter House in Fort Erie Niagara

by Barbara Scarlett

🏡✨ Discover an affordable and versatile option that’s perfect for young families and seniors alike. Here’s why this home is the ideal choice:

1️⃣ This well-maintained semi-detached bi-level home offers a main floor that’s ideal for a future in-law apartment, making it versatile for various living arrangements. 🏠👵👶

2️⃣ Beautiful laminated flooring throughout the main level adds a modern and stylish touch, while the central vac system makes clean-ups a breeze. 🚽🧹

3️⃣ The spacious layout includes 2 bedrooms, 1 bathroom, a well-laid-out bright kitchen, and a large dining/living area flooded with natural sunlight through two large windows. 🛏️🍽️☀️

4️⃣ Ample storage space is available in the basement, and a convenient walkout leads to a fully fenced backyard, perfect for your family pet. Two sheds provide extra storage, and parking for 3 cars ensures convenience. 🏡🏞️🐾

5️⃣ Enjoy your morning cup of coffee on the generous front deck, creating the perfect spot to relax and start the day. ☕🌄

6️⃣ Beat the heat on hot summer days with the comfort of a fully air-conditioned home, providing a cool and refreshing atmosphere. ❄️🌞

7️⃣ Recent upgrades, including a new roof, electric panel, countertops, insulation, and replacement windows in 2020, offer peace of mind and increased efficiency. 🏡🔧

8️⃣ Conveniently located close to the highway, this property ensures easy access for commuting and traveling. Take advantage of the proximity to schools, shopping centers, the scenic Niagara River, and other amenities. It’s the perfect location for families looking to start anew, with essential go-to places and natural beauty nearby. 🚗🏞️🛍️

🌟 Don’t miss out on this affordable, well-maintained home that offers versatility and convenience in an ideal location. Your dream of comfortable and convenient living starts here!

#AffordableLiving #VersatileHome #FamilyFriendly #InLawApartmentPotential #SpaciousLayout #ConvenientStorage #OutdoorLiving #UpgradedFeatures #IdealLocation #ComfortableLiving

Uncategorized • 13 July 2023

Real Estate Weekly Recap: Fort Erie & Niagara

by Barbara Scarlett

🏡📊 Real Estate Weekly Recap: Fort Erie & Niagara

Last week’s market showed promising trends! 📈 Average home prices held steady, and demand remained strong in both Fort Erie and Niagara. 🏡💪 Stay updated on the latest market insights and opportunities to make informed decisions. Let’s seize the real estate possibilities together!

Uncategorized • 13 July 2023

Peace and Quiet Away – Now Available for Sale in Fort Erie! Niagara

by Barbara Scarlett

🌾🏡 Embrace the opportunity to own this expansive farm land in Stevensville, Ontario, surrounded by the beauty of nature and neighboring farms. Here’s why this property is a true gem:

1️⃣ With 43 acres of land, this property holds immense potential for a home to be built, providing the perfect opportunity to create your own rural oasis. 🏞️🏡

2️⃣ As the buyer, you have the choice to either lease the land or cultivate it yourself, allowing you to explore various possibilities based on your preferences and goals. 🌱🚜

3️⃣ Enjoy the benefits of a lovely rural parcel boasting an impressive 956 feet of frontage, ensuring ample space and privacy. Experience the tranquility of the countryside as you immerse yourself in its natural beauty. 🌳🌾

4️⃣ Currently, the property features crops, making it essential for the closing date to be after the harvest of this crop. Alternatively, the buyer may choose to assume the tenant for the remainder of the season, providing a seamless transition. 🌾🌽

5️⃣ Located on the outskirts of town, this property offers a peaceful retreat while still being in close proximity to neighboring towns. Enjoy the best of both worlds – the serenity of rural living and the convenience of nearby amenities. 🏞️🏙️

6️⃣ Experience peace and quiet away from the hustle and bustle of town life, allowing you to truly connect with nature and enjoy a slower pace. Find solace in the simplicity and tranquility that this property offers. 🌿🏡

7️⃣ Remember, they’re not making any more land. Seize this rare opportunity to own a piece of land with endless possibilities. Consult the listing agent for detailed information on zoning and permitted uses, ensuring you have all the necessary information to make an informed decision. 🌾🔍

📍🌾 Embrace the potential and serenity that this farm land holds. Explore the many opportunities and create your own slice of paradise in Stevensville, Ontario.

#FarmLandOpportunity #RuralLiving #PeacefulRetreat #EndlessPossibilities #NatureLovers #TranquilEscape #PrimeLocation #LandInvestment

Uncategorized • 7 July 2023

Deposit Protection on Freehold Homes

by Barbara Scarlett

If you signed your purchase agreement for your freehold home before January 1, 2018, your deposit is protected by up to a maximum of $40,000.
If you signed your purchase agreement on or after January 1, 2018, your deposit coverage depends on the purchase price of your new home.
For example, if the price of your new freehold home is $600,000 or less, your deposit is covered up to $60,000.
If the purchase price is more than $600,000, you’re protected for 10 percent of the purchase price, up to a maximum of $100,000.

Uncategorized • 6 July 2023

The 10 Buyer Commandments: Essential Guidelines for a Successful Home Purchase

by Barbara Scarlett

When it comes to buying a home, there are certain rules that buyers should follow to ensure a smooth and successful transaction. Consider these guidelines as the 10 Buyer Commandments, essential principles that can help you navigate the home buying process with confidence and financial prudence. In this blog, we will explore each commandment in detail and understand why they are crucial for a successful home purchase.

1. Maintain stable employment:
The first commandment emphasizes the importance of stable employment. Lenders prefer borrowers with consistent income sources, so it’s advisable to avoid changing jobs during the home buying process.

2. Avoid purchasing a car:
Acquiring new debts, such as buying a car, can negatively impact your mortgage application. Lenders assess your debt-to-income ratio, so it’s wise to delay major purchases until after securing your home loan.

3. Use credit cards sparingly:
Excessive use of credit cards can increase your debt load and affect your credit score. It’s best to keep your credit card balances low and avoid maxing them out during the home buying process.

4. Preserve your closing funds:
Closing costs and down payments require significant funds. The fourth commandment advises against spending these funds on other purchases to ensure you have enough to complete the home purchase.

5. Refrain from financing furniture:
Although it may be tempting to furnish your new home, financing furniture can impact your debt-to-income ratio. Delay these expenses until after closing to avoid any complications.

6. Steer clear of cosigning loans:
Cosigning a loan for someone else can put your own financial stability at risk. Lenders will consider this additional liability, potentially impacting your borrowing capacity.

7. Maintain your current banking arrangements:
Changing banks during the home buying process can cause complications. Lenders prefer stability and consistency, so it’s best to keep your banking arrangements unchanged until after closing.

8. Disclose all debts in your loan application:
Honesty is essential when completing your loan application. Omitting debts or financial obligations can lead to serious consequences, including mortgage fraud charges.

9. Avoid large bank deposits:
Unexplained large deposits in your bank account may raise red flags for lenders. It’s advisable to keep your financial transactions transparent and document the source of any significant deposits.

10. Minimize new credit inquiries:
Applying for new credit can impact your credit score and raise concerns for lenders. During the home-buying process, it’s best to avoid opening new credit accounts or making excessive credit inquiries.

Conclusion:
Following the 10 Buyer Commandments can significantly increase your chances of a successful home purchase. By maintaining stable employment, managing your finances responsibly, and adhering to lender guidelines, you’ll be well-equipped to navigate the home-buying process with confidence. Remember, these commandments are designed to help you make informed decisions, protect your financial well-being, and secure your dream home.

So, embrace these commandments and embark on your home-buying journey with clarity and assurance. Happy house hunting!

Uncategorized • 29 June 2023

Today’s Market Update: Real Estate Statistics in Niagara and Fort Erie

by Barbara Scarlett

In this market update, we delve into the latest statistics and trends shaping the real estate landscape in the Niagara and Fort Erie regions. Whether you’re a buyer, seller, or investor, staying informed about the local market conditions is crucial for making informed decisions. Let’s explore the numbers and insights that can help guide your real estate journey in these thriving areas. Stay tuned for the explanation on the video launching tomorrow!

Uncategorized • 29 June 2023

Recently Renovated Beauty – 655 Ferndale Home for Sale in Fort Erie Niagara

by Barbara Scarlett

🏡 Welcome to your dream home! Here are 8 incredible reasons why this house is a must-see! 🌟

665 Ferndale Fort Erie Niagara

#1. Recently Renovated Beauty: This 3 bedroom, 1.5 bathroom home has been tastefully decorated throughout and boasts stunning renovations. Prepare to be impressed!

#2. Mainfloor Living: Perfect for senior couples, this home offers the convenience of mainfloor living without any stairs. Say goodbye to climbing steps!

#3. Outdoor Bliss: Enjoy the outdoors with a generous private deck, a detached garage with storage attic, fully fenced yard, beautiful gardens, stone walkways, and a handy shed for additional storage. The perfect backyard retreat!

#4. Open Concept Delight: The interior features an open concept main floor plan, complete with a kitchen island that’s perfect for entertaining. Step outside through the patio door onto the deck. The home boasts wood and tile flooring (no carpets), stone counters, walk-in closets, and so much more.

#5. Prime Location: Situated in the heart of Crescent Park, this home is just a stone’s throw away from the beach, trails, and all the amenities uptown has to offer. Embrace the beauty of the neighborhood!

#6. Ample Parking: With beautifully manicured grounds, this property offers plenty of parking space for you and your guests. No need to worry about finding parking spots.

#7. Perfect for All: Whether you’re a first-time homebuyer or looking to downsize, this bungalow is a must-see. It’s a fantastic starter or forever home!

#8. Move-in Ready: Say goodbye to stress! This home is turnkey and move-in ready, meaning you can settle in and start creating beautiful memories from day one.

Don’t miss out on the opportunity to make this house your new home. Contact us today for a viewing and get ready to fall in love! ❤️

Barbara Scarlett – Broker

www.linkin.bio/barbara-scarlett

Uncategorized • 27 June 2023

Unveiling the Real Estate Market & Summer Delights in Fort Erie, Niagara

by Barbara Scarlett

Hey there, welcome to my blog! Join me as we dive into the fascinating world of real estate and uncover the current state of the market as we approach the end of June 2023. In this post, I’ll be sharing valuable insights, trends, prices, and inventory levels that will benefit buyers, sellers, and investors alike.

But wait, there’s more! With summer in full swing, let’s explore the incredible festivities happening in Fort Erie, Niagara. From vibrant festivals and beachside concerts to indulging in mouthwatering local cuisine, this region offers an array of activities to enjoy while exploring real estate opportunities.

Together, let’s unravel the latest updates and explore the dynamic real estate market, providing you with a comprehensive overview of the current conditions. And as we delve into the market, we won’t forget to seize the summer experience in Fort Erie, Niagara.

Make sure to subscribe to my blog and stay tuned for exciting updates and valuable insights about the real estate market and the vibrant summer festivities in Fort Erie, Niagara. Let’s embark on this journey together and make the most of this incredible season!

Uncategorized • 27 June 2023

Cracking the Code: Essential Terms to Negotiate When Purchasing a Home

by Barbara Scarlett

Buying a home is an exciting and significant milestone in one’s life. However, navigating the negotiation process can be daunting. In this blog, we’ll dive into the key terms you should negotiate when purchasing a home. By understanding these essential elements, you can secure the best deal and make your dream home a reality.

1. Purchase Price
The purchase price is the starting point of any negotiation. It’s crucial to research the local market and comparable sales to determine a fair offer. Depending on the market conditions, you may have room for negotiation. Aim to strike a balance between a competitive offer and a price that aligns with the home’s value.

2. Contingencies
Contingencies are safeguards that protect buyers from potential issues or unforeseen circumstances. These can include inspection contingencies, financing contingencies, and appraisal contingencies. Negotiating favorable terms in these areas can provide you with added protection and flexibility throughout the home buying process.

3. Repairs and Credits
During the home inspection, issues may be identified that require repair or attention. The inspection gives you an overall look at potential costs on the home. Major unexpected items could make the deal fall apart, unless there is an agreement between the buyer and the seller.

4. Other Costs
The buyer can anticipate the following espenses:

Down Payment minimum of 5%

Appraisal Fee – typically buried withinthe mortgage

Lan Transfer Taxes

Inspection Fees

Legal Fees

You should do due diligence upfront before negotiating. Otherwise, if it is a hidden defective, you can renegotiate. Negotiating the terms when purchasing a home is a crucial step in securing a favourable deal. By focusing on essential elements such as the purchase price, contingencies, repairs, and closing costs, you can navigate the negotiation process with confidence. Partnering with a knowledgeable real estate professional can further enhance your negotiating power and ensure a smooth and successful transaction.

Uncategorized • 20 June 2023

Settling In: Essential Steps Before Moving into Your New Home

by Barbara Scarlett

Congratulations on your new home! Before you start unpacking boxes and decorating, it’s important to tackle a few key tasks. In this blog, we’ll walk you through the essential steps to take before moving into your new abode. By following these guidelines, you’ll ensure a smoother transition and set the foundation for a comfortable and organized living space.

1. Change the Locks
One of the first things you should do is change the locks on your new home. While the previous owners may have handed over the keys, it’s a good idea to have a fresh start for security reasons. Hire a professional locksmith to replace the locks on all exterior doors, providing you with peace of mind and control over who has access to your home.

2. Deep Clean and Pest Control
Before moving in your belongings, give your new home a thorough cleaning. Wipe down surfaces, vacuum carpets, and mop floors to eliminate any dust or dirt left behind. Additionally, consider scheduling a pest control service to address any potential insect or rodent issues. Starting with a clean and pest-free environment will make your new house feel fresh and inviting.

3. Utilities and Services
Ensure a seamless transition by setting up utilities and services in advance. Contact the appropriate providers to schedule the connection of electricity, water, gas, internet, and cable services. Plan ahead to avoid any service disruptions and ensure you have essential amenities available from day one.

4. Home Safety Measures
Take a proactive approach to home safety by checking and installing essential devices. Test smoke detectors, carbon monoxide detectors, and fire extinguishers to ensure they are in working order. Consider installing a home security system or updating existing ones for added protection. Taking these precautions will help create a safe and secure living environment for you and your loved ones.

By following these essential steps before moving into your new home, you’ll ensure a smoother transition and set yourself up for a comfortable and organized living space. Taking care of tasks such as changing the locks, deep cleaning, setting up utilities, and prioritizing home safety will give you peace of mind as you embark on this exciting new chapter.