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Uncategorized The fall colours are fading fast… but they still bring me so much joy. 🍂 The fall colours are fading fast… but they still bring me so much joy. 🍂 Every day, the leaves look a little less vibrant, a little more like the season is saying its goodbye. But even as the colours soften and the garden turns brown, there’s beauty in it— the reminder that nothing stays the […]
Uncategorized I had this thought before we pulled the boat…   I had this thought before we pulled the boat… Ever notice how your whole body relaxes the second you untie from the dock? 🌊 That first step onto the water changes everything. ❌ But in real estate, many buyers stay frozen. Waiting for rates to drop. Waiting for the “perfect” home. Waiting for the […]
Uncategorized Sunday afternoon was a beautiful fall day. It was chilly, but the sun was shining… Sunday afternoon was a beautiful fall day. It was chilly, but the sun was shining… Out at the boat club friends came together we smoked lamb shoulder lots of salad options sandwiches Good camaraderie, we played cornhole in between watching the game and spending time together outdoors The best part the bills won gold bills […]
Uncategorized Today’s not one of those adrenaline-filled days in real estate.   Today’s not one of those adrenaline-filled days in real estate. But I’m showing up anyway. Some days are full of offers, wins, and high energy. And some days… are like today. Where you’ve got a tough offer to present. You’re meeting with sellers who won’t love what you have to say. And your to-do […]
Uncategorized October has been a busy month…   October has been a busy month… but we finally pulled out some of the Halloween decorations! 💀🎃 We’re slowly getting into the spirit— and yes, Alex made sure the skeleton is out again. Some traditions never change. 😉 Here’s a look at the start of our little project from the other night. More to […]
Uncategorized ✨ A week of wins in Fort Erie! ✨   ✨ A week of wins in Fort Erie! ✨ In a market flooded with inventory, patience and precision matter more than ever. Homes are taking longer to sell — but for those who price strategically and stay proactive, transactions are still happening. This past week, three properties SOLD across Fort Erie and Ridgeway — a reminder […]
Uncategorized Grateful and humbled 🖤   Grateful and humbled 🖤 Honoured to receive the Century 21 Outstanding Achievement – Award of Excellence for Q3 2025. Thank you to my amazing clients, colleagues, and community for your continued trust and support. 🙏✨ hashtag#GratefulHeart hashtag#Century21 hashtag#AwardOfExcellence hashtag#BarbaraScarlett hashtag#ScarlettRealEstateGroup hashtag#FortErieRealEstate hashtag#NiagaraRealEstate
Uncategorized Just a short month ago…   Just a short month ago… I filmed this quick video while sitting on the back of my boat. 🚤 The air was warm, the docks still full, and fall was just beginning to hint at its arrival. Now, a few weeks later, the boat’s tucked away, the air is crisp, and the season has […]
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Uncategorized It hit me mid-walk last night… how much beauty lives right here, in the ordinary.   It hit me mid-walk last night… how much beauty lives right here, in the ordinary. Blue and I went out for a walk. Nothing fancy — just the usual route. But everything around us felt… full.  One neighbour had a Halloween display lit up just right.  Another had a movie projected on the side […]
Uncategorized 🏦 Bank of Canada Rate Forecast Update – October 2025 🏦 Bank of Canada Rate Forecast Update – October 2025 The Bank of Canada continues its cautious approach to monetary easing as inflation remains above target but shows steady improvement. Analysts project the overnight lending rate to gradually decline through mid to late 2026, reflecting slowing economic growth and stabilizing core inflation. 📊 Key Highlights: […]
Uncategorized Thanksgiving at our house. 🍁   Thanksgiving at our house. 🍁 Some years, the table stretches from one side of the house to the other. This year, it was smaller— more intimate— everyone gathered around my dining room table. But the joy? Still the same. ❤️ I love the prep as much as the meal itself— the early morning organization, […]
Uncategorized Mortgage Rate Trends – September 2025 By the end of September 2025, mortgage rates in Canada — and across Niagara — showed slight relief after several years of volatility. 5-Year Fixed (High Ratio): 3.94%–4.24% 5-Year Variable (High Ratio): 3.79%–4.85% 5-Year Fixed (Uninsurable): 4.29%–4.59% Prime Rate: 4.70% The stress test still applies at the higher of 5.25% or contract rate +2%, meaning affordability remains a challenge. However, buyers […]
Uncategorized Niagara MLS® Market Update – September 2025 Market data through September 2025 highlights key trends across Niagara. Total sales have moderated, reflecting a more balanced relationship between supply and demand. However, Fort Erie stands out for maintaining consistent activity, particularly in mid-range price segments. The MLS® Home Price Index (HPI) continues to align closely with median sale prices, suggesting that the gap between list […]
Uncategorized How Offer Timing Impacts Real Estate Negotiations Real estate negotiations often turn on one detail: time. Consider this example — a buyer submits an offer on a Fort Erie home for $495,000 with a 48-hour irrevocable. The seller counters at $506,500, valid until 6:00 p.m. the next day. The buyer hesitates, lets the deadline expire, and loses the home when new offers […]
Uncategorized How Long Do You Have to Accept an Offer? Timing is everything in real estate, and nowhere is that truer than in the offer process. Every Agreement of Purchase and Sale includes an irrevocable clause — a legally binding time limit during which an offer must be accepted. Once that deadline passes, the offer becomes void, and neither side is obligated to proceed. This clause protects both parties […]
Uncategorized Why Overpricing Your Home Can Cost You It’s a common mistake — setting a price higher than market value to “leave room for negotiation.” In reality, this approach often backfires. Overpriced homes in Fort Erie and Niagara spend more time on the market and typically sell for less than those priced right from the start. Buyers today are well-informed. They compare listings, […]
Uncategorized Understanding the MLS® Home Price Index (HPI) When it comes to pricing a home, not all data is equal. Many homeowners focus on average or median prices, but those figures can change dramatically from month to month. The MLS® Home Price Index (HPI), however, provides a consistent benchmark based on the true market value of homes with specific characteristics. The HPI evaluates trends […]
Uncategorized Pricing Your Home to Sell in Fort Erie and Niagara Setting the right price is the foundation of a successful home sale. Whether you’re in Fort Erie, Ridgeway, or Crystal Beach, pricing too high or too low can impact both timing and final outcome. The Canadian Real Estate Association (CREA) emphasizes that the most reliable measure of value is the MLS® Home Price Index (HPI) […]
Uncategorized Happy Thanksgiving from The Scarlett Real Estate Group! As Thanksgiving arrives, it’s a perfect time to pause and reflect on the year that’s been — both in life and in real estate. The fall season in Fort Erie and across Niagara brings a mix of gratitude, change, and reflection. For many families, it’s a chance to gather, reset, and think about what’s next […]
Uncategorized Cooking for me is peaceful. I love to do it in solitude. Cooking for me is peaceful. I love to do it in solitude. I don’t always love cooking honestly sometimes after a late day at work the last thing I wanna do is cook, but when I have time and when I’m alone, I really love to cook And when I cook, I love to share […]

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