Real Estate features

Real Estate features

Big Change in Canada’s Federal Budget 🇨🇦 (Good News for U.S. Property Owners)

Just a quick update from this week’s Federal Budget here in Canada: The government has officially removed the 1% Underused Housing Tax starting in 2025 and onward. This tax previously applied to many non-resident owners — including Americans with property in Canada. If you or someone you know owns a home here, this is helpful news and removes […]
Real Estate features

Bill 60: What Investors Should Pay Attention To

Ontario’s Bill 60, the Fighting Delays, Building Faster Act (2025), introduces several changes to landlord-tenant processes. These include: • Unpaid rent notices shortened to 7 days (from 15) • Personal-use evictions now require 120 days’ notice, with compensation no longer mandatory • Appeal windows reduced to 15 days • Adjustments to fixed-term lease renewals For investors, these changes mean more predictable […]
Real Estate features

CMHC Data: Niagara Rental Market Shifting

The CMHC Symposium charts show an interesting shift in Niagara’s rental landscape. Page 7 indicates that advertised rents in St. Catharines–Niagara fell by 4.9% year-over-year, reflecting cooling rental demand. One major contributor is increased supply. Page 8 shows 16 purpose-built rental units per 10,000 population currently under construction in the region—significantly more than prior years. At the same […]
Real Estate features

What Buyers Should Know About POTL Properties

POTL (Parcel of Tied Land) properties blend freehold ownership with shared access to common elements such as private roads or shared utilities. According to the Condo Reference Guide, POTL properties can be identified by terms like “CECC,” “undivided interest in common elements,” or “POTL.” Although owners hold the freehold land, they also share responsibility for the operating costs […]

Real Estate features Big Change in Canada’s Federal Budget 🇨🇦 (Good News for U.S. Property Owners) Just a quick update from this week’s Federal Budget here in Canada: The government has officially removed the 1% Underused Housing Tax starting in 2025 and onward. This tax previously applied to many non-resident owners — including Americans with property in Canada. If you or someone you know owns a home here, this is helpful news and removes […]

Real Estate features Bill 60: What Investors Should Pay Attention To Ontario’s Bill 60, the Fighting Delays, Building Faster Act (2025), introduces several changes to landlord-tenant processes. These include: • Unpaid rent notices shortened to 7 days (from 15) • Personal-use evictions now require 120 days’ notice, with compensation no longer mandatory • Appeal windows reduced to 15 days • Adjustments to fixed-term lease renewals For investors, these changes mean more predictable […]

Real Estate features CMHC Data: Niagara Rental Market Shifting The CMHC Symposium charts show an interesting shift in Niagara’s rental landscape. Page 7 indicates that advertised rents in St. Catharines–Niagara fell by 4.9% year-over-year, reflecting cooling rental demand. One major contributor is increased supply. Page 8 shows 16 purpose-built rental units per 10,000 population currently under construction in the region—significantly more than prior years. At the same […]

Real Estate features What Buyers Should Know About POTL Properties POTL (Parcel of Tied Land) properties blend freehold ownership with shared access to common elements such as private roads or shared utilities. According to the Condo Reference Guide, POTL properties can be identified by terms like “CECC,” “undivided interest in common elements,” or “POTL.” Although owners hold the freehold land, they also share responsibility for the operating costs […]

Real Estate features Understanding Condo Types in Ontario: A Quick Guide Condo terminology can be confusing for buyers and even agents. The Century 21 Condo, POTL & Vacant Land Condo Reference Guide provides clear distinctions. Standard Condominiums: These are the most common and include individual units plus common elements such as hallways and amenities. They are identified by legal descriptions containing “UNIT,” “LEVEL,” and the condo plan number. […]

Real Estate features Niagara’s Job Market and Housing Outlook According to the CMHC Symposium data, the job market in St. Catharines–Niagara remains soft. On page 12, October 2025 unemployment sits at 7.2%, with declines in both labour force participation and employment levels since February 2024. This labour softness affects the real estate market in two ways: Slower household formation, as buyers delay entering the market. More cautious investor […]

Real Estate features A unique advantage for sellers A lot of sellers hit this point in the year and feel the tug to take their home off the market. The holidays don’t exactly pair well with constant tidying and disappearing for every showing. But here’s the advantage sellers have during the holiday slowdown… A lot of people will take their home off the […]

Real Estate features Niagara Housing Starts Rising: Key Insights from the CMHC Symposium The CMHC “Growing Niagara Housing Symposium” illustrates how new construction across Niagara continues to shift. According to the chart on page 2, total housing starts for 2025 (January–September) reached 1,931 units, up from 1,524 units in 2024. The increase is driven by both new construction and more conversion projects. One of the most significant trends is highlighted on page 4, […]

Real Estate features Ontario Land Transfer Tax: What First-Time Buyers Need to Know First-time homebuyers in Ontario may qualify for a land transfer tax refund of up to $4,000, but the rules are very specific. According to the Criteria Under the Ontario Land Transfer Tax Act, eligibility requires that a buyer be at least 18 years old, have never owned a home anywhere in the world, and intend to live in […]

Real Estate features Affordable Semi ? Starter House in Fort Erie Niagara 🏡✨ Discover an affordable and versatile option that’s perfect for young families and seniors alike. Here’s why this home is the ideal choice: 1️⃣ This well-maintained semi-detached bi-level home offers a main floor that’s ideal for a future in-law apartment, making it versatile for various living arrangements. 🏠👵👶 2️⃣ Beautiful laminated flooring throughout the […]

Real Estate features Title Insurance in Canada: What Does it Cover? When you purchase a property in Canada, you want to be sure that you are the rightful owner with the right to use and enjoy the property. Title insurance provides protection against any unforeseen or unknown issues that may arise with the title to your property. In this blog, we will discuss what title insurance […]

Real Estate features Title Insurance: Is it Mandatory in Ontario? Let’s begin by defining the term “title.” Essentially, title pertains to the legal ownership of a property. As a real estate broker, it’s crucial to understand the significance of title insurance in protecting this ownership. In Ontario, title insurance is not mandatory, but it is highly recommended for all homebuyers. Title insurance can protect you […]

Real Estate features Unlocking the Secrets of the Niagara Real Estate Market! Unlocking the Secrets of the Niagara Real Estate Market! Join me for a look at the latest trends and insights on what’s driving the market in Niagara. From charming historic homes to modern waterfront properties, there’s something for everyone in this picturesque region. Whether you’re a first-time homebuyer or a seasoned investor, let’s explore the […]

Real Estate features If I could selll my home for ___________, I would list it this spring. Welcome to our latest video on the market update for the Nagara region in February 2023. In this video, we will be providing you with the latest information and insights on the Nagara market. In this video, you will learn about the current state of the Nagara market, including trends in consumer […]

Real Estate features Tax-Free First Home Savings Account 2023 As an experienced real estate broker, I am thrilled to see the federal government taking action to help young Canadians purchase their first home. For too long, high real estate prices and the costs of a down payment have been insurmountable obstacles for many aspiring first-time homebuyers. With the Tax-Free First Home Savings Account, however, […]

Real Estate features GST/HST on Assignment Sale 2023 The Canadian Government is cracking down on speculation that contributes to higher home prices by applying the Goods and Services Tax/Harmonized Sales Tax (GST/HST) to all assignment sales of newly constructed or substantially renovated residential housing, effective May 7, 2022. Assignment sales are when a house is resold before it is even constructed or lived […]

Real Estate features MultiGenerational Home Tax Credit in Canada Do you live or want to live with your loved ones who is a senior or with a disability? If Yes, then this post is for you. Expanding your family to a new home or an additional build to your existing one is now more doable than ever. The MultiGenerational Home Tax Credit in Canada […]

Real Estate features Market Update January 12, 2023 The real estate market has been a rather steady increase of activity in every marketplace, both the inventory and number of sales have seen a slow and steady increase with the exemption of Lincoln. A number like this is very typical at this time of year in Niagara. As we move thru the remainder of […]

Real Estate features Foreign Buyer Ban : What is Prohibited and Penalties? What is Prohibited The law bars the purchase directly or indirectly of residential buildings with 3 units or less, as well as single family, a semi-detached or a condo unit. The prohibition also applies to vacant land without a “habitable dwelling” zoned for residential or mixed use. Indirect purchases include purchases made through partnerships, trusts […]

Real Estate features Foreign Buyer Ban Will It Affect You? Foreign Buyer Ban ON as of January 1, 2023 The Federal Government’s Prohibition on the Purchase of Residential Property by Non-Canadians Act will be in effect as of January 1, 2023. Who Does it Prohibit? Foreign Individuals: The Act prohibits non-Canadians from buying for two years. So if an individual is not a Canadian citizen, […]

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