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Canada Housing Benefit In September 2022, the government introduced a top-up to the Canada Housing Benefit, which upon Parliamentary approval, will deliver a tax-free payment of $500 directly to 1.8 million low-income renters who are struggling with the cost of housing. The federal benefit will be available to applicants with an adjusted net income below $35,000 for families […]
Market Update January 12, 2023 The real estate market has been a rather steady increase of activity in every marketplace, both the inventory and number of sales have seen a slow and steady increase with the exemption of Lincoln. A number like this is very typical at this time of year in Niagara. As we move thru the remainder of […]
Foreign Buyer Ban : What is Prohibited and Penalties? What is Prohibited The law bars the purchase directly or indirectly of residential buildings with 3 units or less, as well as single family, a semi-detached or a condo unit. The prohibition also applies to vacant land without a “habitable dwelling” zoned for residential or mixed use. Indirect purchases include purchases made through partnerships, trusts […]
Real Estate features Foreign Buyer Ban Will It Affect You? Foreign Buyer Ban ON as of  January 1, 2023 The Federal Government’s Prohibition on the Purchase of Residential Property by Non-Canadians Act will be in effect as of January 1, 2023. Who Does it Prohibit? Foreign Individuals: The Act prohibits non-Canadians from buying for two years. So if an individual is not a Canadian citizen, […]
Uncategorized Mortgage Rates at the Start of 2023 Mortgage Rates  at end of December, 2022 The 5-yr fixed high ratio 5.40% to 5.74%. The 5-yr variable high ratio: 5.50% to 6.40% The 5-year fixed conventional: 5.10% to 6.14% The Prime Rate is 6.45% NOTE: Rates shown are for “A” rated deals only and don’t apply for BFS, rentals, vacation homes, second home purchases, […]
At Home How to Make the BEST Shortbread Cookies in Under 30 Minutes | Cooking at Home With Barb Today we will be baking delicious shortbread cookies for my open house. Shortbread cookies are a classic, crumbly and buttery treat that is perfect for any occasion. We will start by preheating the oven to 350 degrees Fahrenheit. Next, we need to gather the ingredients. We will need 1 cup of unsalted butter, one cup […]
Restaurants Rizzo’s House of Parm is the perfect place for a date I was invited to their opening, and Rizzo’s House of Parm is ideal for a date night. Nestled in the heart of Ridgeway Crystal Beach, Ontario, this charming establishment offers a relaxed and intimate setting that is perfect for spending time with your partner. The restaurant has a wide selection of delicious Italian dishes to […]
Restaurants Exploring Thai Cuisine at City Thai Restaurant You’re in the mood for Thai food, but you need help figuring out where to go. You could try a place that’s close to home, but you’re curious about what else is out there. Why not check out City Thai Restaurant? They’re known for serving up authentic Thai cuisine, and they’re located in Fort Erie, […]
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Real Estate features Months of Inventory – The Gist During the February peak the market indicated a ballpark listing supply of less than a month. In September listing inventory increased substantially: Overall just under 4 months supply, with a low of 2.7 months in St. Catharines to about 6.3 months in Fort Erie, all others being in between. Selling within one week is virtually […]
Real Estate features Listing Price vs. Sale Price As most people know by now, real estate sale prices have taken a tumble. Over the last 6 to 7 months, the prospect of buyers competing for the same property has substantially decreased and is now down to a trickle if at all. As well, during the recent market period when competing was the norm, […]

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