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Peace and Quiet Away – Now Available for Sale in Fort Erie! Niagara
🌾🏡 Embrace the opportunity to own this expansive farm land in Stevensville, Ontario, surrounded by the beauty of nature and neighboring farms. Here’s why this property is a true gem:
1️⃣ With 43 acres of land, this property holds immense potential for a home to be built, providing the perfect opportunity to create your own rural oasis. 🏞️🏡
2️⃣ As the buyer, you have the choice to either lease the land or cultivate it yourself, allowing you to explore various possibilities based on your preferences and goals. 🌱🚜
3️⃣ Enjoy the benefits of a lovely rural parcel boasting an impressive 956 feet of frontage, ensuring ample space and privacy. Experience the tranquility of the countryside as you immerse yourself in its natural beauty. 🌳🌾
4️⃣ Currently, the property features crops, making it essential for the closing date to be after the harvest of this crop. Alternatively, the buyer may choose to assume the tenant for the remainder of the season, providing a seamless transition. 🌾🌽
5️⃣ Located on the outskirts of town, this property offers a peaceful retreat while still being in close proximity to neighboring towns. Enjoy the best of both worlds – the serenity of rural living and the convenience of nearby amenities. 🏞️🏙️
6️⃣ Experience peace and quiet away from the hustle and bustle of town life, allowing you to truly connect with nature and enjoy a slower pace. Find solace in the simplicity and tranquility that this property offers. 🌿🏡
7️⃣ Remember, they’re not making any more land. Seize this rare opportunity to own a piece of land with endless possibilities. Consult the listing agent for detailed information on zoning and permitted uses, ensuring you have all the necessary information to make an informed decision. 🌾🔍
📍🌾 Embrace the potential and serenity that this farm land holds. Explore the many opportunities and create your own slice of paradise in Stevensville, Ontario.
#FarmLandOpportunity #RuralLiving #PeacefulRetreat #EndlessPossibilities #NatureLovers #TranquilEscape #PrimeLocation #LandInvestment
Deposit Protection on Freehold Homes
If you signed your purchase agreement for your freehold home before January 1, 2018, your deposit is protected by up to a maximum of $40,000.
If you signed your purchase agreement on or after January 1, 2018, your deposit coverage depends on the purchase price of your new home.
For example, if the price of your new freehold home is $600,000 or less, your deposit is covered up to $60,000.
If the purchase price is more than $600,000, you’re protected for 10 percent of the purchase price, up to a maximum of $100,000.
The 10 Buyer Commandments: Essential Guidelines for a Successful Home Purchase
When it comes to buying a home, there are certain rules that buyers should follow to ensure a smooth and successful transaction. Consider these guidelines as the 10 Buyer Commandments, essential principles that can help you navigate the home buying process with confidence and financial prudence. In this blog, we will explore each commandment in detail and understand why they are crucial for a successful home purchase.
1. Maintain stable employment:
The first commandment emphasizes the importance of stable employment. Lenders prefer borrowers with consistent income sources, so it’s advisable to avoid changing jobs during the home buying process.
2. Avoid purchasing a car:
Acquiring new debts, such as buying a car, can negatively impact your mortgage application. Lenders assess your debt-to-income ratio, so it’s wise to delay major purchases until after securing your home loan.
3. Use credit cards sparingly:
Excessive use of credit cards can increase your debt load and affect your credit score. It’s best to keep your credit card balances low and avoid maxing them out during the home buying process.
4. Preserve your closing funds:
Closing costs and down payments require significant funds. The fourth commandment advises against spending these funds on other purchases to ensure you have enough to complete the home purchase.
5. Refrain from financing furniture:
Although it may be tempting to furnish your new home, financing furniture can impact your debt-to-income ratio. Delay these expenses until after closing to avoid any complications.
6. Steer clear of cosigning loans:
Cosigning a loan for someone else can put your own financial stability at risk. Lenders will consider this additional liability, potentially impacting your borrowing capacity.
7. Maintain your current banking arrangements:
Changing banks during the home buying process can cause complications. Lenders prefer stability and consistency, so it’s best to keep your banking arrangements unchanged until after closing.
8. Disclose all debts in your loan application:
Honesty is essential when completing your loan application. Omitting debts or financial obligations can lead to serious consequences, including mortgage fraud charges.
9. Avoid large bank deposits:
Unexplained large deposits in your bank account may raise red flags for lenders. It’s advisable to keep your financial transactions transparent and document the source of any significant deposits.
10. Minimize new credit inquiries:
Applying for new credit can impact your credit score and raise concerns for lenders. During the home-buying process, it’s best to avoid opening new credit accounts or making excessive credit inquiries.
Conclusion:
Following the 10 Buyer Commandments can significantly increase your chances of a successful home purchase. By maintaining stable employment, managing your finances responsibly, and adhering to lender guidelines, you’ll be well-equipped to navigate the home-buying process with confidence. Remember, these commandments are designed to help you make informed decisions, protect your financial well-being, and secure your dream home.
So, embrace these commandments and embark on your home-buying journey with clarity and assurance. Happy house hunting!
Today’s Market Update: Real Estate Statistics in Niagara and Fort Erie
In this market update, we delve into the latest statistics and trends shaping the real estate landscape in the Niagara and Fort Erie regions. Whether you’re a buyer, seller, or investor, staying informed about the local market conditions is crucial for making informed decisions. Let’s explore the numbers and insights that can help guide your real estate journey in these thriving areas. Stay tuned for the explanation on the video launching tomorrow!
Recently Renovated Beauty – 655 Ferndale Home for Sale in Fort Erie Niagara
🏡 Welcome to your dream home! Here are 8 incredible reasons why this house is a must-see! 🌟
Unveiling the Real Estate Market & Summer Delights in Fort Erie, Niagara
Hey there, welcome to my blog! Join me as we dive into the fascinating world of real estate and uncover the current state of the market as we approach the end of June 2023. In this post, I’ll be sharing valuable insights, trends, prices, and inventory levels that will benefit buyers, sellers, and investors alike.
But wait, there’s more! With summer in full swing, let’s explore the incredible festivities happening in Fort Erie, Niagara. From vibrant festivals and beachside concerts to indulging in mouthwatering local cuisine, this region offers an array of activities to enjoy while exploring real estate opportunities.
Together, let’s unravel the latest updates and explore the dynamic real estate market, providing you with a comprehensive overview of the current conditions. And as we delve into the market, we won’t forget to seize the summer experience in Fort Erie, Niagara.
Make sure to subscribe to my blog and stay tuned for exciting updates and valuable insights about the real estate market and the vibrant summer festivities in Fort Erie, Niagara. Let’s embark on this journey together and make the most of this incredible season!
Cracking the Code: Essential Terms to Negotiate When Purchasing a Home
Buying a home is an exciting and significant milestone in one’s life. However, navigating the negotiation process can be daunting. In this blog, we’ll dive into the key terms you should negotiate when purchasing a home. By understanding these essential elements, you can secure the best deal and make your dream home a reality.
1. Purchase Price
The purchase price is the starting point of any negotiation. It’s crucial to research the local market and comparable sales to determine a fair offer. Depending on the market conditions, you may have room for negotiation. Aim to strike a balance between a competitive offer and a price that aligns with the home’s value.2. Contingencies
Contingencies are safeguards that protect buyers from potential issues or unforeseen circumstances. These can include inspection contingencies, financing contingencies, and appraisal contingencies. Negotiating favorable terms in these areas can provide you with added protection and flexibility throughout the home buying process.3. Repairs and Credits
During the home inspection, issues may be identified that require repair or attention. The inspection gives you an overall look at potential costs on the home. Major unexpected items could make the deal fall apart, unless there is an agreement between the buyer and the seller.4. Other Costs
The buyer can anticipate the following espenses:
- Down Payment minimum of 5%
- Appraisal Fee – typically buried withinthe mortgage
- Lan Transfer Taxes
- Inspection Fees
- Legal Fees
You should do due diligence upfront before negotiating. Otherwise, if it is a hidden defective, you can renegotiate. Negotiating the terms when purchasing a home is a crucial step in securing a favourable deal. By focusing on essential elements such as the purchase price, contingencies, repairs, and closing costs, you can navigate the negotiation process with confidence. Partnering with a knowledgeable real estate professional can further enhance your negotiating power and ensure a smooth and successful transaction.
Settling In: Essential Steps Before Moving into Your New Home
Congratulations on your new home! Before you start unpacking boxes and decorating, it’s important to tackle a few key tasks. In this blog, we’ll walk you through the essential steps to take before moving into your new abode. By following these guidelines, you’ll ensure a smoother transition and set the foundation for a comfortable and organized living space.1. Change the Locks
One of the first things you should do is change the locks on your new home. While the previous owners may have handed over the keys, it’s a good idea to have a fresh start for security reasons. Hire a professional locksmith to replace the locks on all exterior doors, providing you with peace of mind and control over who has access to your home.2. Deep Clean and Pest Control
Before moving in your belongings, give your new home a thorough cleaning. Wipe down surfaces, vacuum carpets, and mop floors to eliminate any dust or dirt left behind. Additionally, consider scheduling a pest control service to address any potential insect or rodent issues. Starting with a clean and pest-free environment will make your new house feel fresh and inviting.3. Utilities and Services
Ensure a seamless transition by setting up utilities and services in advance. Contact the appropriate providers to schedule the connection of electricity, water, gas, internet, and cable services. Plan ahead to avoid any service disruptions and ensure you have essential amenities available from day one.4. Home Safety Measures
Take a proactive approach to home safety by checking and installing essential devices. Test smoke detectors, carbon monoxide detectors, and fire extinguishers to ensure they are in working order. Consider installing a home security system or updating existing ones for added protection. Taking these precautions will help create a safe and secure living environment for you and your loved ones.By following these essential steps before moving into your new home, you’ll ensure a smoother transition and set yourself up for a comfortable and organized living space. Taking care of tasks such as changing the locks, deep cleaning, setting up utilities, and prioritizing home safety will give you peace of mind as you embark on this exciting new chapter.
Dream Home Awaits
🌟✨ Your Dream Home Awaits: Top Eight Reasons to Fall in Love with This House for Sale! 🏡💖
1️⃣ Serene Location – Nestled in a Quiet Area, Enjoy the Tranquility while Still Being Within Reach of Crystal Beach’s Incredible Amenities like Shops, Restaurants, Bars, and the Beautiful Beachfront! 🌊🏖️🛍️🍽️
2️⃣ Spacious Living – Step into the Large Main Floor with an Eat-in Kitchen, Designed to Accommodate Both Cooking and Entertaining, Offering a Functional and Inviting Living Space. 🍽️🎉🏡
3️⃣ Sunlit Balcony – Delight in a Balcony Overlooking the Backyard, Flooded with Natural Light, Providing a Relaxing Spot to Enjoy Your Morning Coffee or Unwind in the Evenings. ☀️🌳
4️⃣ Cozy Bedrooms – Discover Two Generously Sized Bedrooms on the Second Level, Offering Comfortable Sleeping Areas to Retreat and Recharge, Perfect for Restful Nights. 🛌💤
5️⃣ Convenient Laundry – Say Goodbye to Hassles, as the Laundry Room is Conveniently Located on the Main Floor, Adding Ease and Efficiency to Your Daily Routine. 🧺🚿
6️⃣ Nature’s Paradise – Embrace the Beauty of Your Surroundings with a Backyard Enveloped by Towering Trees and Thoughtfully Landscaped Gardens, Ideal for Nature Lovers and Green Thumbs Alike. 🌳🌷🌿
7️⃣ Welcoming Driveway – Greet Your Guests with a Double Car Driveway, Boasting Elegant Vera Gated Stone, Enhancing the Curb Appeal and Providing Ample Parking Space. 🚗🌟
8️⃣ Beachside Bliss – Just a Short Stroll to the Beach, This Property is Perfect for First-Time Homebuyers or Those Seeking a Summer Retreat, Offering a Coveted Location for Year-Round Enjoyment. 🌴🌊🌞
📍 Don’t Miss Your Chance to Call This House Your Home. Contact Us Today! 📞🗝️✨
#DreamHome #ForSale #BeachsideLiving #SereneLocation #SpaciousLiving #NaturalLight #ConvenientLiving #NatureLovers #CrystalBeach
Wrapping Up Niagara Real Estate Spring Market (Part 3 of 3)
How do current benchmark prices compare to the peak prices we saw around March 2022?
Well, it’s an interesting story. Niagara’s average decrease from that peak is about -21.7%. That’s the difference between a regional peak price of $820,100 in March 2022 and $641,600 in March 2023. But what about competing offers? Market-priced homes are starting to attract multiple offers again, especially those that are in line with benchmark prices for their respective cities. So, if you’re looking to buy, don’t be afraid to jump in and make an offer!
