The fall colours are fading fast… but they still bring me so much joy. 🍂

Every day, the leaves look a little less vibrant,
a little more like the season is saying its goodbye.

But even as the colours soften and the garden turns brown,
there’s beauty in it—
the reminder that nothing stays the same for long.

I love this time of year for what it represents:
slowing down,
savouring what’s left,
and appreciating how nature always knows when to rest.

Even in the fading, there’s peace. 🌾

Are the colours holding on where you are, or is fall wrapping up?
👇 Tell me what it looks like in your corner of the world.

#FortErieLife #NiagaraRegion #FallVibes #AutumnColours #BalancedLiving #SimpleJoys #LifeInBalance #SlowLivingMovement #SeasonalLiving #JoyInTheJourney #OutdoorMoments #RealEstateLifestyle #LakeErieLife #GratitudeSeason #NatureMoments

I had this thought before we pulled the boat…

Ever notice how your whole body relaxes the second you untie from the dock? 🌊

That first step onto the water changes everything.

❌ But in real estate, many buyers stay frozen.
Waiting for rates to drop.
Waiting for the “perfect” home.
Waiting for the market to “settle.”

The problem? While you wait, opportunities pass by.
And I can’t help you negotiate, act, or win if you never leave the dock.

✅ Just like boating, you don’t need to sail across the lake on day one.
You just need to step off shore.
Even a pre-approval or a single showing can change everything.

📲 DM me if you’re ready to take that first step.
You don’t have to do it alone.
You just have to untie the lines.

#FortErieRealEstate #NiagaraRegionHomes #LeaveTheDock #ScarlettRealEstateGroup #BuyerTips #RealEstateMindset

Sunday afternoon was a beautiful fall day. It was chilly, but the sun was shining…

Out at the boat club friends came together we smoked lamb shoulder lots of salad options sandwiches

Good camaraderie, we played cornhole in between watching the game and spending time together outdoors

The best part the bills won gold bills
You can post the final score

Final score: 40-9.
Go Bills! @buffalobills 💙❤️

#BuffaloBills #BillsMafia #FortErieLife #BoatClubDays #LakeErieLife #GameDayVibes #CommunityConnection #NiagaraRegion #BalancedLiving #JoyInTheJourney #LifeInBalance #FallVibes #SimpleJoys #WeekendMoments #RealEstateLifestyle

Today’s not one of those adrenaline-filled days in real estate.
But I’m showing up anyway.

Some days are full of offers, wins, and high energy.
And some days… are like today.

Where you’ve got a tough offer to present.
You’re meeting with sellers who won’t love what you have to say.
And your to-do list feels more like a grind than a highlight reel.

But here’s what I’ve learned:
These days still matter.

They’re the days where you build trust.
Where you lean into honesty.
Where you put in the reps no one sees.

It’s like going to the gym —
you don’t feel like going,
but once you’re in it,
you remember why it’s worth it.

The wins will come again.
They always do.
But today…
I’m just going to show up.

💬 Ever have a day like that? One where the work isn’t glamorous, but it’s necessary?
Drop a comment — I’m with you.
Follow for more grounded moments in life + real estate.

#GodMoment #RealEstateReality #ShowUpAnyway #BehindTheScenesWork #ToughConversations #FortErieRealtor #NiagaraRealEstate #NotAlwaysGlamorous #RealtorLife #WorkInTheMiddle #ConsistentEffort #WomenInRealEstate #RealLifeRealEstate #KeepShowingUp #DisciplineOverHype #TrustTheProcess

✨ A week of wins in Fort Erie! ✨

In a market flooded with inventory, patience and precision matter more than ever. Homes are taking longer to sell — but for those who price strategically and stay proactive, transactions are still happening.

This past week, three properties SOLD across Fort Erie and Ridgeway — a reminder that motivated sellers and realistic pricing continue to drive real movement. Congratulations to each of my clients who trusted the process and made it across the finish line. 🏡✨

Here’s what’s active this week ⬇️

📍 466 Belleair Blvd, Ridgeway
Spacious 5-bedroom bungalow in a prime neighbourhood — steps from shops, restaurants, and schools.
🕛 Open House: Sat, Oct 25 | 12–2 PM

📍 15 Malkin Ave, Fort Erie
Now $599,900 — updated side-split with modern kitchen, new flooring, attached garage, and fenced yard.

📍 407 Louisa St, Fort Erie
Brand-new 3-bed bungalow by Ashton Homes, beautifully designed with modern finishes and bright open layout.

📍 427 Williams Cres, Fort Erie
Elegant bungaloft in Peace Bridge Village with main-floor suite, open living space, and flexible loft for guests or office.

📍 690 Bridge St, Fort Erie
Cozy bungalow on a large private lot — affordable, simple living close to town and the QEW.

📍 662 Lakeshore Rd W, Fort Erie
Steps from Lake Erie 🌊 2-bed + office home with fireplaces, fenced yard, and water views.
🕛 Open House: Sun, Oct 26 | 12–2 PM

Even in a slower market — smart pricing, strong marketing, and local insight make all the difference.

—
Barbara Scarlett, Broker
📞 905-329-2854 | CENTURY 21 Heritage House Ltd.

#FortErieRealEstate #NiagaraHomes #BarbaraScarlett #Century21 #Sold #JustSold #FortErieLiving #NiagaraRegion #PriceImprovement #OpenHouse #MarketUpdate #FortErieHomes #RealEstateBroker #StrategicSelling #LocalExpert #FortErieCommunity #Ridgeway #PeaceBridgeVillage 🏠

Grateful and humbled 🖤
Honoured to receive the Century 21 Outstanding Achievement – Award of Excellence for Q3 2025.
Thank you to my amazing clients, colleagues, and community for your continued trust and support. 🙏✨
hashtag#GratefulHeart hashtag#Century21 hashtag#AwardOfExcellence hashtag#BarbaraScarlett hashtag#ScarlettRealEstateGroup hashtag#FortErieRealEstate hashtag#NiagaraRealEstate

Just a short month ago…
I filmed this quick video while sitting on the back of my boat. 🚤

The air was warm,
the docks still full,
and fall was just beginning to hint at its arrival.

Now, a few weeks later,
the boat’s tucked away,
the air is crisp,
and the season has fully shifted.

There’s a stillness to this time of year—
the rush of summer gone,
the water quieter,
the days shorter.

But looking back,
it’s a reminder of how quickly seasons change—
in boating, and in life.

Each chapter asks for something different—
a little more stillness,
a little more gratitude,
a little more balance.

What’s your favourite fall ritual that helps you reset and reflect?
👇 I’d love to hear.

#BoatingLife #LakeErieLife #FortErieLiving #FallReflection #BalancedLiving #SlowLivingMovement #WaterfrontVibes #SimpleJoys #LifeInBalance #BoatingSeason #NiagaraRegion #JoyInTheJourney #RealtorLife #RealEstateLifestyle #SeasonsShift

It hit me mid-walk last night… how much beauty lives right here, in the ordinary.

Blue and I went out for a walk.
Nothing fancy — just the usual route.

But everything around us felt… full.

 One neighbour had a Halloween display lit up just right.
 Another had a movie projected on the side of the house for their kids.
 The air was soft.
And here I was — out in a T-shirt in October, walking along a brand-new bike path…
just feeling it.

Grateful.
Grounded.
Present.

Sometimes beauty doesn’t announce itself.
You just have to be still long enough to notice it.

No big moment. Just a real one.

Wishing you a peaceful day —
I hope you catch a moment like this too.

#GodMoment #EverydayGratitude #WalksWithBlue #FortErieLife #SimpleJoys #RealEstateWithHeart #WomenInRealEstate #NiagaraRealtor #StillnessSpeaks #OrdinaryMagic #PresenceOverPerfection #RootedLiving #MindsetReset #EveningWalks #TShirtInOctober

🏦 Bank of Canada Rate Forecast Update – October 2025

The Bank of Canada continues its cautious approach to monetary easing as inflation remains above target but shows steady improvement. Analysts project the overnight lending rate to gradually decline through mid to late 2026, reflecting slowing economic growth and stabilizing core inflation.

📊 Key Highlights:

• Current Policy Rate (October 2025): 4.25%

• Projected Rate (End of 2025): 4.00%

• Projected Rate (Mid-2026): 3.50%

• Inflation expected to return near the 2% target by late 2026

• GDP growth forecast remains below 1% through early 2026

💡 What This Means for Homeowners & Buyers:
Lower interest rates over the next 12–18 months could ease borrowing costs, improve mortgage affordability, and support a gradual rebound in housing demand across Ontario and the Niagara Region.

For Fort Erie and Niagara homebuyers, this forecast signals improving conditions for both first-time buyers and move-up purchasers heading into 2026.

#BankOfCanada #InterestRates #MortgageRates #NiagaraRealEstate #FortErieHomes #BarbaraScarlettBroker #ScarlettRealEstateGroup #Century21HeritageHouse #CanadianEconomy #RealEstateMarketUpdate #NiagaraRegion #FortErieLiving #HomeBuyingTips